Also known as:
CITIFINANC
CITIFINANCIA
CITIFINANCIAL
CITIFINANCIAL AUTO
CITIFINANCIAL MORTGAGE
CITIFINANCIAL RETAIL S
CITIGROUP
CITIGROUP FINANCIAL
Associates Housing Finance, LLC
Citibank
Citibank N.A.
CitiCapital
Citicapital - Commercial Business Group
Citicorp Trust Bank
CitiFinancial Auto Division
CitiFinancial Mortgage Co.
CitiFinancial, Inc.
Citigroup Global Markets Holdings Inc.
CitiMortgage, Inc.
First Nationwide Mortgage
Salomon Smith Barney
Smith Barney
Smith Barney Shearson
TRANSOUTH Financial Corporation
On April 7, 1998, one of the world's largest mergers in history formed Citigroup when banking giant Citicorp and financial conglomerate Travelers Group came together in an unprecedented deal.
Today, CitiGroup, Inc. holds over 200 million customer accounts in more than 140 countries. Since 2008, the U.S. government has owned a large stake in CitiGroup, after using taxpayer money to "bail out" the troubled company. Citibank is one of citigroup's many brand names.
Contact Info:
Physical Address:
399 Park Avenue
New York, NY 10043
Corporate Offices
Tel: (800) 285-3000
Website URL: http://www.citifinancial.com
BBB Accredited: March 1922
BBB Rating: A+
BBB Report: Click here
Post complaints here: CitiFinancial Listings Complaints
You can remove any unfair collection by disputing it with the credit bureau where it is listed.
In 1970, Congress passed the Fair Credit Reporting Act that allowed consumers to challenge items on their credit reports they felt were innacurate, misleading, biased, or just unverifiable.
When a dispute letter is sent to the bureaus, it is put through their review process. If the bureaus open an investigation with the creditors, the creditors have 30 days to send proof that the item is accurate and worthy of being on the credit report of the consumer. If they cannot (or will not) provide incontestable proof, then the bureaus are obligated to remove the item.
A "deletion letter" is what you want to get in the mail:
Most consumers who dispute on their own play a guessing game that the bureaus eventually win.
Unfortunately, a great number of dispute letter requests are deemed "frivolous" - which means the bureau will not open up an investigation with the creditor, and a stall letter is sent back to the consumer.
What are my chances of removing a CitiFinancial listing from my credit report if I dispute it myself?
There are no real good studies to give accurate numbers of what the results are for people disputing their own credit. It's a guessing game. One statistic to keep in mind is provide by Lexington Law: Over 40% of the people who sign up with Lexington's services have tried to to repair their credit on their own and have turned to the trusted leaders in credit report repair for help.
Screenshot from Lexington's 2009 Q4 results
Imagine your CitiFinancial listing here. |
Lexington Law clients have removed more CitiFinancial credit report listings than anyone.
Since 1991, Lexington has been perfecting the practice of challenging unfair listings with the bureaus and creditors. They've removed millions of negative items and can now put all that expertise into helping you restore your credit.
Do you know how many total collections Lexington Law removed last year? Click here to see >
What are your chances of removal success?
Lexington's average Concord-level participating client removed over 84% of their presenting negative items from all three credit reports.
If you're serious about removing your CitiFinancial Listing, do yourself a favor and check out Lexington Law. Over 3,000 people are glad they did.
