How many credit types are there?

[Tripleator]

You have in the Types of Credit section:

Mortgage Loan
Installment Loan (car, personal, school)
Credit Card (prepaid, secured, normal)
Retail Credit Cards (Target, American Eagle)
Line of Credit (checking account)

Are there any others? I know the utility companies and phone companies will report you to the credit bureaus if you are late, but they don't give you positive credit if you are on time < which is a double standard.

I see the importance of each in the picture, but be nice to break down each section even more, like which loans are which.

[archer]

There are a lot of account types that don't report regular payment to the bureaus - but will report you if you default. Off the top of my head, there's Landlords, Gym memberships, cable and direct TV, cell phone companies, and like you mentioned utilities. You have to keep this in mind when signing up for something. Don't be afraid to ask questions - and if it's not to your advantage to sign a contract and get your credit pulled, then maybe you should consider paying in advance. Most places will give you a discount for that.

AC