|Screenshot from Lexington’s Q4 results
Imagine your GMAC listings listing here.
Lexington Law clients have removed more GMAC credit report listings than anyone.
Can you remove your GMAC listings?
If you call a Lexington Paralegal, you will receive a FREE Credit Consultation to see if you are eligible:
What are your chances of removal success?
Lexington’s average Concord-level participating client removed over 84% of their presenting negative items from all three credit reports. (That’s really good).
Think you know Lexington Law Firm?
How many total negative items did Lexington remove last year?
D) Who knows? They’re not required to report this.
How much does Lexinton Law Firm’s services cost?
A) Less than a typical lawyer’s fees.
B) About the cost of a new shirt.
C) Less than your monthly cable bill.
D) It depends on how bad your credit is.
You can remove any unfair collection by disputing it with the credit bureau where it is listed. This includes collections, negative items and late payments listed by GMAC listings.
In 1970, Congress passed the Fair Credit Reporting Act that allowed consumers to challenge items on their credit reports they felt were innacurate, misleading, biased, or just unverifiable.
When a dispute letter is sent to the bureaus, it is put through their review process. If the bureaus open an investigation with the creditors, the creditors have 30 days to send proof that the item is accurate and worthy of being on the credit report of the consumer. If they cannot (or will not) provide incontestable proof, then the bureaus are obligated to remove the item.
A “deletion letter” is what you want to get in the mail:
Most consumers who dispute GMAC listingss on their own play a guessing game that the bureaus eventually win.
Unfortunately, a great number of dispute letter requests are deemed “frivolous” – which means the bureau will not open up an investigation with the creditor, and a stall letter is sent back to the consumer.
What are my chances of removing a GMAC listings from my credit report if I dispute it myself?
There are no real good studies to give accurate numbers of what the results are for people disputing their own credit. It’s a guessing game. One statistic to keep in mind is provide by Lexington Law: Over 40% of the people who sign up with Lexington’s services have tried to to repair their credit on their own and have turned to the trusted leaders in credit report repair for help.
If you’re serious about removing your GMAC listings Listing, do yourself a favor and check out Lexington Law. Over 16,000 people are glad they did last year.
Also known as:
GMAC AUTOMOTIVE BANK
GMAC HOME EQUITY
GMAC MORTGAGE LLC
GMAC PHOENIX ADMIN CTR
GMAC Financial Services
General Motors Acceptance Corp.
General Motors Acceptance Corporation
G M A C Corporation
GMAC Asset Recovery
Nuvell Credit Corporation
As part of the government bailout of 2008, GMAC become a “bank holding company”, accepting billions of dollars in financial aid, and managed to save the company from financial ruin.
As of May 15, 2009, GMAC’s banking unit officially changed its name to Ally Bank.
P.O. Box 5161
Southfield, MI 48086
Phone: (800) 200-4622
Email Address: None Provided
BBB Accredited: March 1988
BBB Rating: A+
BBB Report: Click here
Web site: www.gmacfs.com
Post complaints here: GMAC Listings Complaints